In reality, you can start with what you have and build from there. Working with a trusted, experienced investment partner like CIC Asset Management will help you understand your options and make informed decisions based on your goals.
By Humphrey Gathungu
We have all heard someone say, “I’ll start investing when I have enough money.” What’s interesting is that for many people, “enough” is never enough.
First, what is sufficient can be a silent wish: having at least Ksh.10,000 to begin, then Ksh.50,000, and the perceived amount can keep changing while time and investment opportunities fly by.
Before you know it, we have convinced ourselves that we need much more than we actually do to get started.
Between paying bills, covering school fees, supporting the family and handling unexpected expenses, it often feels like there is very little left to invest.
Yet waiting for the “perfect” amount can mean never getting started at all.
Investing does not have to be a difficult venture, and you do not need a large amount of money to begin saving or investing.
What matters is understanding what you are investing for, when you will need the money, and how comfortable you are with market shifts.
Think of this like the journey of choosing a vehicle.

